What can you afford?  If you are like most people, purchasing a vehicle is a major commitment.  Before you ever step foot into a dealership, you should determine how much you can afford to pay each month.  Here are a few tools to help you in that process.

 Your monthly payment will depend on the following items:

• The purchase price of your new vehicle
• The amount of your down payment
• The amount of equity or "negative equity" you have in your trade in
• The interest rate you qualify for **
• The term in months that the loan is for **

** The Interest rate and term depend on the Vehicle you select, your credit history (including employment, income, debt, etc.), the loan amount, the "loan-to-value" of the vehicle you are buying, and other factors.  Sometimes you may qualify for a much lower rate by simply picking a different vehicle.  It gets complicated very quickly.  This is where we can help!  Simply fill out our secure online credit application and our finance specialist will get in touch with you to discuss options with you.

You can use the calculator below to get an idea of what your payment may be based on different conditions. The payments do not include other fees such as SALES TAX or state TITLE FEE.  Be sure to factor all fees into your purchase price value.